Advantages

Control

• Determine the investment strategy that meets your personal financial goals; and
• Decide how you wish member benefits and member death benefits be paid.

Flexibility

• Choose your own investments (e.g. property, direct shares, managed funds);

• Access a range of insurance policies and insurance providers; and

• Transfer assets into the fund, if you wish.

Tax benefits

• Benefit from imputation credits from franked dividends;

• Gain valuable tax concessions, pre-and post-retirement;

• Respond promptly to legislative changes;

• Your contributions may be taxed at concessional rates; and

• 0% income and capital gains tax for pension funds (up to generous government limits).

Cost

• Fixed costs don’t increase as your fund grows; and

• Manage your fees by careful management of investments.